Pension Tax Relief Calculator — Elmstone Financial Planning

Understand the true cost of your pension contributions and estimate your projected income in retirement.

%
£
Amount you pay net of basic rate relief
Higher rate relief to reclaim via tax return
Enter your details above to see your relief breakdown.
yrs
%
%
Projected pension pot
after 20 years at 5% annual growth
25% tax-free element
Taxable element (75%)
Tax on taxable element
Net amount you receive
Enter your growth assumptions above to see your projected retirement income.

This calculator is for illustrative purposes only and does not constitute financial advice. Projections are based on assumed growth rates and are not guaranteed. Tax treatment depends on individual circumstances and may be subject to change. Elmstone Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc.